Federal & State Income Tax Calculator
How much federal income tax will you owe this year? What did you pay last year? What is your marginal tax rate versus your effective tax rate? My Taxes helps you answer those questions with published federal and state income tax brackets—not just a single current-year table.
Enter your tax year, taxable income, state, and filing status below, then click Next. You will see bracket-by-bracket federal results, matching state income tax brackets when available, and a timeline view to compare federal tax across years. Closing out the calendar year? See our year-end tax planning checklist.
How the calculator works
My Taxes applies IRS-style federal rate schedules and state income tax tables to the taxable income you provide. Because U.S. federal income tax is progressive, only the portion of income in each bracket is taxed at that bracket’s rate. The results page shows those layers so you can see why your top bracket is not the same as your effective tax rate.
- Choose a tax year and your filing status.
- Enter taxable income (often from Form 1040—not raw W-2 wages).
- Select your state for state income tax brackets.
- Review federal and state results, then open Timeline View for multi-year federal comparisons.
New to these terms? Read how federal tax brackets work, how to find taxable income, or the year-end tax planning checklist.
Learn before you calculate
Browse our tax guides for plain-language explanations you can use with the tool:
- How Federal Tax Brackets Work — Learn how U.S. progressive federal income tax brackets work, and the difference between marginal and effective tax rates.
- How to Find Your Taxable Income on Form 1040 — Find the taxable income figure to enter in the My Taxes calculator using Form 1040 and common estimates when you do not have a return handy.
- What Is AGI? Adjusted Gross Income in Plain English — Learn what AGI (adjusted gross income) means, how it differs from wages and taxable income, and how to use it in the My Taxes calculator.
- Federal Income Tax Brackets for 2025 and 2026 — Overview of IRS federal income tax brackets for tax years 2025 and 2026, including inflation adjustments, and how to compare them in the My Taxes calculator.
- State Income Tax Overview: Flat, Graduated, and No-Tax States — Understand how state income taxes differ across the U.S.—flat rates, graduated brackets, and states with no wage income tax—and how My Taxes estimates them.
- States With No Income Tax — See which U.S. states have no wage income tax, what that means in practice, and how to compare them in the My Taxes calculator.
- Year-End Tax Planning Checklist — A practical year-end checklist for estimating taxable income, comparing 2025 vs 2026 brackets, and using My Taxes before December 31.
See all articles on the Guides page, or jump to FAQs and About.
Important reminder
My Taxes is an educational estimator. It does not file a return, apply every credit or deduction, or replace advice from the IRS, a state tax agency, or a qualified professional. Read our Disclaimer before relying on any figure for filing decisions.
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My Taxes provides educational estimates from published U.S. federal and state income tax tables. It is not tax advice. See our Disclaimer for details.