Federal Income Tax Brackets for 2025 and 2026

Annual inflation adjustments

Each year the IRS publishes inflation-adjusted federal income tax brackets and related amounts. Ordinary rates remain in the familiar set of percentages in recent years, while dollar thresholds usually move up with inflation—including updates reflected in Rev. Proc. 2025-32 for tax year 2026.

That means the same taxable income can produce a slightly different tax bill from one year to the next even if “the rates did not change,” because more income may sit in lower brackets when thresholds rise.

Why compare 2025 and 2026 side by side

Comparing adjacent years helps you see the impact of inflation indexing and law changes that affect ordinary brackets and the standard deduction. On My Taxes, choose tax year 2025 or 2026 on the home page, enter taxable income and filing status, then review the federal bracket table on the results page.

Use the Compare 2025 vs 2026 panel on results, or Timeline View, to chart estimated federal tax with the same income and filing status.

Ordinary income vs. other rates

The main bracket tables cover ordinary taxable income. Long-term capital gains and qualified dividends can use different rate structures. Payroll taxes and net investment income tax are separate. My Taxes focuses on ordinary federal (and state) income tax brackets from published rate schedules.

For filing, always confirm the official IRS revenue procedures and Form 1040 instructions for the year you are preparing.

Try it in the calculator

Enter your filing status and taxable income on the home page, select 2025 or 2026, and open your results. Switch the tax year on the results page to compare brackets without re-entering everything. When you want a multi-year picture, open the timeline chart.

Next step

Ready to run the numbers? Open the federal and state tax calculator and enter your tax year, taxable income, state, and filing status.

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